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We arrange C-PACE financing up to 95% Loan-to-Cost

Clearwater PACE specializes in providing accommodating financing arrangements for renovating, restoring or upgrading prospective and retroactive real estate projects. Commercial Property Assessed Clean Energy (C-PACE) financing is available across 37 states and the District of Columbia (D.C.) in the U.S. C-PACE financing structures are designed to provide lower-cost options for construction loans and upgrades to commercial buildings and are available up to 25% percent of the value of your building.

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What is C-PACE Financing?


Commercial PACE financing is a program sponsored by the U.S. Department of Energy. This allows business owners to enjoy the certainty of execution and closing. These loan options feature attainable standards and require no significant upfront costs, which makes them an excellent choice for businesses that must maintain cash flow.

Additionally, PACE Financing is a state legislated program that allows property owners and developers to finance construction improvements through an optional property assessment. 

Commercial developers and property owners can use PACE financing as a way to fill the gap in their capital stack or replace more expensive forms of capital. PACE can have a significant impact on lowering the weighted average cost of capital for a borrower.


Clearwater PACE can arrange PACE financing for up to 25% of the value of your building, at low cost fixed rates with terms from 20 to 30 years. PACE funding can be used to finance most components of a development or construction project. Typical PACE eligible items include:


Building Envelope

HVAC Systems

Water Efficiency

Elevator Modernization

TESLA/EV Charger

Solar PV/Thermal

Soft Costs


Commercial property types that qualify for PACE include Hotel, Multifamily (more than 4 units), Senior Living, Student Housing, Retail, Office, Industrial and Self-Storage.

Submit a Clearwater PACE Financing Request