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senior mortgage debt

We arrange senior debt up to 75% Loan-to-Cost

Senior debt holds priority over all other positions in the capital stack. The senior debt in the capital stack typically refers to the mortgage lender or another debt holder who has the highest claim on the underlying asset. Senior debt typically comprises 65-75% of the total project cost. However, this can vary depending on the risk profile of a building, the stage of a cycle, and the borrower’s creditworthiness, among other factors. It is the least risky position in the capital stack, retaining the asset as collateral, and typically receives the lowest return of any other position in the stack.

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WHY CLEARWATER

FORMER LENDERS

We are former bankers and lenders who specialize in arranging commercial real estate loans across all asset types and geographies up and down the capital structure to provide our clients with the most competitive terms and most reliable executions in the debt capital markets.

WELL-ESTABLISHED

We maintain several relationships with Limited Partners and Institutional Investors who seek to invest passively on a direct acquisition, joint-venture, discretionary fund basis that efficiently enables sponsors to acquire or recapitalize an asset.

CAPITAL OPTIMIZATION

We source subordinated financing to increase overall leverage for our clients who wish to maximize their returns, reduce risk, and/or generate liquidity. We work with capital sources who specialize in providing Mezzanine Debt or Preferred Equity.

Get started with Clearwater

Clearwater helps real estate developers, investors, and owners secure the most competitive terms and most reliable executions in the capital markets.

Step 1. Get Smart

As former bankers, lenders, and developers, we will quickly determine the best capital stack optimization based on your existing capital structure and return profile.

Step 2. Targeted Outreach

Our technology-based platform coupled with more than 500 well-established relationships in the capital markets allows Clearwater to quickly identify the best capital source.

Step 3. Cleared to Close

We swiftly navigate the DD process by rigorously underwriting opportunities before sending them to Investment Committee, leading to an expeditious and confident closing.

Submit a Debt Placement Financing Request

Secure favorable term sheets for your real estate project

430 Park Avenue New York, NY 10022
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